Employee and Employer Health Benefits Blog

Learn and gain valuable insights about HRA benefits for employees and their employers.
SimplyHRA illustration: Reimbursement for Employee Expenses: 2026 Complete Guide

Reimbursement for Employee Expenses: 2026 Complete Guide

Learn how reimbursement for employee expenses works in 2026—accountable plans, IRS rates, state laws, and CHOICE (ICHRA)/QSEHRA. Get practical steps.
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SimplyHRA illustration: Form 1095-A vs. 1095-C: Key Differences (2026 Guide)

Form 1095-A vs. 1095-C: Key Differences (2026 Guide)

Compare Form 1095-A vs 1095-C in plain English: who sends them, how they affect your taxes and CHOICE (ICHRA), and 2026 deadlines. Get the right steps now.
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SimplyHRA illustration: ICHRA vs EBHRA: 2026 Comparison, Limits, When To Use

ICHRA vs EBHRA: 2026 Comparison, Limits, When To Use

CHOICE (ICHRA) vs EBHRA explained: premiums, 2026 EBHRA limit, PTC impact, and when to use each. See key differences and make the right choice.
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SimplyHRA illustration: ICHRA Pricing Comparison 2026: Total Cost and Included Value

ICHRA Pricing Comparison 2026: Total Cost and Included Value

Compare CHOICE (ICHRA) vendors by total cost structure, payroll workflow, payment tools, compliance, and employee support. See SimplyHRA's all-in $29 value.
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SimplyHRA illustration: How to Run Test Payroll Cycles With ICHRA Reimbursements

How to Run Test Payroll Cycles With ICHRA Reimbursements

How to Run Test Payroll Cycles With CHOICE (ICHRA) Reimbursements: step-by-step setup, compliance checks, and platform tips. Validate before you go live.
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SimplyHRA illustration: ICHRA vs. Level-Funded Health Plans: 2026 Comparison

ICHRA vs. Level-Funded Health Plans: 2026 Comparison

Compare CHOICE (ICHRA) vs Level-Funded Health Plans in 2026: pros, cons, costs, compliance, and when to choose each. Get a step-by-step guide.
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SimplyHRA illustration: Alternatives to Traditional Benefits: 2026 Employer Guide

Alternatives to Traditional Benefits: 2026 Employer Guide

Discover alternatives to traditional benefits for 2026—CHOICE (ICHRA), QSEHRA, stipends, DPC, and more. Compare costs and compliance. Find your best fit.
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SimplyHRA illustration: SHOP Coverage vs ICHRA: 2026 Comparison Guide for SMBs

SHOP Coverage vs ICHRA: 2026 Comparison Guide for SMBs

SHOP coverage vs CHOICE (ICHRA) in 2026: availability, tax credits, costs, and compliance—see when each wins and how to choose for your small business.
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SimplyHRA illustration: Who Is a Good Fit for ICHRA? 6 Employer Profiles (2026)

Who Is a Good Fit for ICHRA? 6 Employer Profiles (2026)

Who Is a Good Fit for CHOICE (ICHRA) in 2026? Explore 6 employer profiles, edge cases, and a 60‑second self‑check to decide. Get the full guide.
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SimplyHRA illustration: HRA Benefits vs Group Plan (2026): How to Choose Wisely

HRA Benefits vs Group Plan (2026): How to Choose Wisely

Compare HRA Benefits vs Group Plan in 2026: costs, compliance, networks, and employee choice. Get clear pros/cons and a framework to choose today.
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SimplyHRA illustration: Which HRA Is Right for You? 2026 Guide for Employers

Which HRA Is Right for You? 2026 Guide for Employers

Learn which HRA is right for you in 2026. Compare CHOICE (ICHRA), QSEHRA, GCHRA, and EBHRA, see IRS limits and scenarios, pick the best fit for your business.
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SimplyHRA illustration: ACA Penalty 2025: Amounts, Examples, and the 2026 Jump

ACA Penalty 2025: Amounts, Examples, and the 2026 Jump

ACA Penalty 2025: $2,900 A and $4,350 B, affordability at 9.02%. See who owes what, how to calculate, and steps to avoid penalties.
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SimplyHRA illustration: Spousal Carve Out: What It Is, Legalities & 2026 Guide

Spousal Carve Out: What It Is, Legalities & 2026 Guide

Learn what a Spousal Carve Out is, how it differs from a surcharge or SIHRA, legal do's and don'ts, and steps to implement. Read our 2026 guide.
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SimplyHRA illustration: 1095-C 1E vs 1H (2026): What Each Code Means + When

1095-C 1E vs 1H (2026): What Each Code Means + When

Understand 1095-C 1E vs 1H for Line 14 in 2026: what each code means, when to use it, impacts on Lines 15–16, plus mistakes to avoid. Read now.
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SimplyHRA illustration: Integration Checklist for HRIS and ICHRA Platforms: 2026

Integration Checklist for HRIS and ICHRA Platforms: 2026

Integration Checklist for HRIS and CHOICE (ICHRA) Platforms to align data flows, APIs, payroll, and HIPAA/ACA compliance—streamline setup. Start now.
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SimplyHRA illustration: On Exchange vs Off Exchange: 2026 ICHRA Buyer’s Guide

On Exchange vs Off Exchange: 2026 ICHRA Buyer’s Guide

Learn the On Exchange vs Off Exchange differences for CHOICE (ICHRA) in 2026: subsidies, pre-tax payroll, networks, and grace periods. Compare and choose.
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SimplyHRA illustration: Step-by-Step Reimbursement Claims: Approval & Payment (2026)

Step-by-Step Reimbursement Claims: Approval & Payment (2026)

Use this Step-by-Step Guide to Approving and Paying Employee Reimbursement Claims to streamline CHOICE (ICHRA) compliance, speed payouts, and avoid errors.
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SimplyHRA illustration: How to Switch From Group Health to ICHRA (2026 Guide)

How to Switch From Group Health to ICHRA (2026 Guide)

Switch From Group Health to CHOICE (ICHRA) in 2026 with confidence: timelines, notices, affordability, payroll, and COBRA. Get the complete employer playbook.
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