Employee and Employer Health Benefits Blog

Learn Prefunding ICHRA Accounts Best Practices for 2026: set plan rules, verify coverage, choose payment rails, reconcile monthly. Get the guide.

Learn what a defined contribution allowance is under ICHRA in 2026—rules, affordability math, tax treatment, and examples. Get tips to stay compliant.

Learn how Measuring Cost Savings After Replacing Group Insurance With ICHRA works in 2026—formulas, checklists, and a scorecard to assess impact.

How Employers Document and Record ICHRA Transactions in 2026: learn the 4 records, payroll coding, HIPAA storage, and ACA/PCORI ties. Be audit-ready.

Maximizing ICHRA Benefits in 2026 means smarter allowances, subsidy coordination, faster reimbursements, and real plan support. Learn how.

Navigating CHOICE (ICHRA) Compliance in 2026? Learn the rules for classes, notices, affordability, substantiation, and ACA reporting—plus a handy checklist.

Learn how HMO, PPO and EPO availability affects CHOICE (ICHRA) allowances, ACA affordability testing and employee support for employers.

Learn how first-time employers can offer CHOICE (ICHRA) benefits without participation minimums, underwriting delays, or traditional group plan costs.

Learn how CHOICE (ICHRA) helps employers control health benefit costs, avoid renewal hikes, and switch from group coverage with predictable allowances.

Learn how ALEs with 50+ FTEs can use CHOICE (ICHRA) to meet ACA mandates, calculate affordability, apply safe harbors and handle reporting.

Learn how CHOICE (ICHRA) helps nonprofits offer flexible health benefits, control costs, save on payroll taxes, and meet compliance requirements.

Compare the cheapest HRA administrators for small businesses in 2026, including pricing, fees, features and the best fit by team size.

Get the latest CHOICE (ICHRA) updates for 2026: 9.96% affordability rate, HSA changes, LCSP benchmarks, and employer to-dos. See what to update now.

Learn ACA Safe Harbors for ALEs in 2026—W-2, Rate of Pay, and FPL—plus 9.96% vs. 10.22% thresholds, coding tips, and penalties. Get the full guide.

A 2026 guide to managing CHOICE (ICHRA) for controlled groups and related employers. Learn how ALE aggregation, class design, affordability, and reporting work.

Explore How Flexible Benefit Allowances Can Be Structured Within CHOICE (ICHRA), with examples for classes, age, dependents, and geography. Read the 2026 guide

Learn how to prepare for an ACA compliance audit in 2026: build a 5-proof file, avoid 226J penalties, and master 1094-C/1095-C codes. Get checklist.

Learn how to get audit ready HRA reports for treasury: the 7 reports, substantiation checklists, and payroll tie-outs you need for IRS compliance.