Blog

Employee and Employer Health Benefits Blog

Learn and gain valuable insights about HRA benefits for employees and their employers.

Replace Group Health in 2026: ICHRA Guide for Employers

Learn how to Replace Group Health with ICHRA in 2026—cost control, compliance, and steps to switch. Get expert help and a free consultation.
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Individual vs Group Health Insurance 2026: Which Is Better?

Compare individual vs group health insurance in 2026—costs, deductibles, networks, and ICHRA options. See which fits your needs; get expert tips.
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ICHRA Implementation Mistakes: 12 to Avoid in 2026

Learn the 12 ICHRA implementation mistakes to avoid in 2026—ACA affordability, ERISA docs, notices, PTC impacts—with fixes and checklists.
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3 Ways to Supplement HRA With Group Health Insurance (2026)

Learn how to Supplement HRA With Group Health Insurance: compare GCHRA, EBHRA, and ICHRA rules, limits, and class sizes. See which fits your team.
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Applicable Large Employer Rules: ACA Requirements 2026

Understand Applicable Large Employer Rules for 2026: calculate FTEs, meet 9.96% affordability, avoid 4980H penalties, and see how ICHRA can comply.
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ACA Affordability FPL Safe Harbor: 2026 Guide + Formula

For 2026, the ACA Affordability FPL Safe Harbor sets a $129.89/month cap. Learn the formula, Alaska/Hawaii limits, ICHRA tips, and 1095‑C code 2G.
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2026 Onboarding Checklist For Employee Benefits Enrollment

Use this Onboarding Checklist for Employee Benefits Enrollment to hit deadlines, avoid Section 125 errors, and support ICHRA steps. Learn more.
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2026 Guide: Tips for Reducing Group Plan Premium Volatility

Discover Tips for Reducing Group Plan Premium Volatility in 2026—from plan design to ICHRA—to stabilize employer costs. Learn more.
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ICHRA Case Studies and Testimonials 2026 | Real Results

Learn how ICHRA case studies and testimonials prove 20–54% savings, higher satisfaction, and steadier budgets. Get a framework to vet real results.
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Premium Tax Credit 2025: ICHRA Rules and 2026 Updates

Learn how Premium Tax Credit 2025 works, who qualifies, and how ICHRA affordability (9.02%) affects PTC eligibility, plus key 2026 changes. Learn more
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Should I Buy a Pre-Funded ICHRA Debit Card? 2026 Guide

Should I Buy a Pre-Funded ICHRA Debit Card Program for Employees? Learn costs, pros/cons, ACH alternatives, and 2026 best-fit criteria.
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How Employees Reconcile APTC After Joining Employer HRA 2026

How Employees Reconcile APTC When They Join an Employer-Sponsored HRA: 2026 Form 8962 steps, affordability rules, and no repayment caps. Learn more.
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How to Set an ICHRA Administrative Period & Coverage Dates (2026)

Learn How to Set an ICHRA Administrative Period and Its Effects on Coverage Start Dates. Get 2026 timelines, 90-day notices, 60-day SEP tips—read now.
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Coordinating Benefits With Part-Time and Seasonal Staff

Master coordinating benefits with part-time and seasonal staff: ACA rules, ICHRA classes, compliance guidance, and cost-control tips. Learn how.
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SimplyHRA Partners with Saga Health to Bring HSAs to Small Teams

SimplyHRA has partnered with Saga Health, a modern all-in-one HSA platform, to give employers and employees a smarter way to save and invest for health.
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Vendor Selection Checklist For Benefits Technology (2026)

Use our vendor selection checklist for benefits technology to compare compliance, integrations, pricing, support, and UX for ICHRA/HRA. Start now.
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QSEHRA Plan: 2026 Rules, Limits, Eligibility & Taxes

Learn what a QSEHRA Plan is, 2026 limits ($6,450/$13,100), eligibility, tax rules, and setup steps for small employers. Compare with ICHRA; get tips.
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1094-C vs 1095-C: ACA Employer Reporting Guide 2026

Learn 1094-C vs 1095-C for 2026: who files, what each form reports, ICHRA codes, deadlines, and penalties. Get employer tips and stay ACA compliant.
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