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Employee and Employer Health Benefits Blog

Learn and gain valuable insights about HRA benefits for employees and their employers.

ICHRA vs. Level-Funded Health Plans: 2026 Comparison

Compare ICHRA vs Level-Funded Health Plans in 2026: pros, cons, costs, compliance, and when to choose each. Get a step-by-step guide.
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Alternatives to Traditional Benefits: 2026 Employer Guide

Discover alternatives to traditional benefits for 2026—ICHRA, QSEHRA, stipends, DPC, and more. Compare costs and compliance. Find your best fit.
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ICHRA vs EBHRA: 2026 Comparison, Limits, When To Use

ICHRA vs EBHRA explained: premiums, 2026 EBHRA limit, PTC impact, and when to use each. See key differences and make the right choice.
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ICHRA Pricing Comparison 2026: 8 Vendors Side by Side

Use our ICHRA pricing comparison to see 8 vendors’ real PEPM, platform and setup fees, and total costs by team size in 2026. Compare now.
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How to Run Test Payroll Cycles With ICHRA Reimbursements

How to Run Test Payroll Cycles With ICHRA Reimbursements: step-by-step setup, compliance checks, and platform tips. Validate before you go live.
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ICHRA vs. Level-Funded Health Plans: 2026 Comparison

Compare ICHRA vs Level-Funded Health Plans in 2026: pros, cons, costs, compliance, and when to choose each. Get a step-by-step guide.
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Alternatives to Traditional Benefits: 2026 Employer Guide

Discover alternatives to traditional benefits for 2026—ICHRA, QSEHRA, stipends, DPC, and more. Compare costs and compliance. Find your best fit.
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SHOP Coverage vs ICHRA: 2026 Comparison Guide for SMBs

SHOP coverage vs ICHRA in 2026: availability, tax credits, costs, and compliance—see when each wins and how to choose for your small business.
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Who Is a Good Fit for ICHRA? 6 Employer Profiles (2026)

Who Is a Good Fit for ICHRA in 2026? Explore 6 employer profiles, edge cases, and a 60‑second self‑check to decide. Get the full guide.
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HRA Benefits vs Group Plan (2026): How to Choose Wisely

Compare HRA Benefits vs Group Plan in 2026: costs, compliance, networks, and employee choice. Get clear pros/cons and a framework to choose today.
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Which HRA Is Right for You? 2026 Guide for Employers

Learn which HRA is right for you in 2026. Compare ICHRA, QSEHRA, GCHRA, and EBHRA, see IRS limits and scenarios, pick the best fit for your business.
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ACA Penalty 2025: Amounts, Examples, and the 2026 Jump

ACA Penalty 2025: $2,900 A and $4,350 B, affordability at 9.02%. See who owes what, how to calculate, and steps to avoid penalties.
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Spousal Carve Out: What It Is, Legalities & 2026 Guide

Learn what a Spousal Carve Out is, how it differs from a surcharge or SIHRA, legal do's and don'ts, and steps to implement. Read our 2026 guide.
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1095-C 1E vs 1H (2026): What Each Code Means + When

Understand 1095-C 1E vs 1H for Line 14 in 2026: what each code means, when to use it, impacts on Lines 15–16, plus mistakes to avoid. Read now.
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Integration Checklist for HRIS and ICHRA Platforms: 2026

Integration Checklist for HRIS and ICHRA Platforms to align data flows, APIs, payroll, and HIPAA/ACA compliance—streamline setup. Start now.
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On Exchange vs Off Exchange: 2026 ICHRA Buyer’s Guide

Learn the On Exchange vs Off Exchange differences for ICHRA in 2026: subsidies, pre-tax payroll, networks, and grace periods. Compare and choose.
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Step-by-Step Reimbursement Claims: Approval & Payment (2026)

Use this Step-by-Step Guide to Approving and Paying Employee Reimbursement Claims to streamline ICHRA compliance, speed payouts, and avoid errors.
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How to Switch From Group Health to ICHRA (2026 Guide)

Switch From Group Health to ICHRA in 2026 with confidence: timelines, notices, affordability, payroll, and COBRA. Get the complete employer playbook.
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