Employee and Employer Health Benefits Blog

Understand Applicable Large Employer Rules for 2026: calculate FTEs, meet 9.96% affordability, avoid 4980H penalties, and see how ICHRA can comply.

For 2026, the ACA Affordability FPL Safe Harbor sets a $129.89/month cap. Learn the formula, Alaska/Hawaii limits, ICHRA tips, and 1095‑C code 2G.

Use this Onboarding Checklist for Employee Benefits Enrollment to hit deadlines, avoid Section 125 errors, and support ICHRA steps. Learn more.

Discover Tips for Reducing Group Plan Premium Volatility in 2026—from plan design to ICHRA—to stabilize employer costs. Learn more.

Learn how ICHRA case studies and testimonials prove 20–54% savings, higher satisfaction, and steadier budgets. Get a framework to vet real results.

Learn how Premium Tax Credit 2025 works, who qualifies, and how ICHRA affordability (9.02% in 2025) affects PTC eligibility, plus key 2026 changes. Learn more

Should I Buy a Pre-Funded ICHRA Debit Card Program for Employees? Learn costs, pros/cons, ACH alternatives, and 2026 best-fit criteria.

How Employees Reconcile APTC When They Join an Employer-Sponsored HRA: 2026 Form 8962 steps, affordability rules, and no repayment caps. Learn more.

Learn How to Set an ICHRA Administrative Period and Its Effects on Coverage Start Dates. Get 2026 timelines, 90-day notices, 60-day SEP tips—read now.

Master coordinating benefits with part-time and seasonal staff: ACA rules, ICHRA classes, compliance guidance, and cost-control tips. Learn how.

SimplyHRA has partnered with Saga Health, a modern all-in-one HSA platform, to give employers and employees a smarter way to save and invest for health.

Use our vendor selection checklist for benefits technology to compare compliance, integrations, pricing, support, and UX for ICHRA/HRA. Start now.

Learn what a QSEHRA Plan is, 2026 limits ($6,450/$13,100), eligibility, tax rules, and setup steps for small employers. Compare with ICHRA; get tips.

Learn 1094-C vs 1095-C for 2026: who files, what each form reports, ICHRA codes, deadlines, and penalties. Get employer tips and stay ACA compliant.

Ensure ICHRA compliance with 2026 Audit Reporting Standards—forms 1094/1095, 5500, 720, deadlines, retention, and penalties. Get audit-ready now.

Learn how Varying Benefits by Employee Class works in ICHRA: 11 classes, 3:1 age cap, ACA rules, minimum sizes, and examples. Stay compliant.

Health Savings Accounts do more than cut taxes. See how HSAs support employee health, ease cost-related stress, and build long-term financial security.

Use this Checklist for Selecting a Benefits Administrator to vet 11 criteria—compliance, payroll integration, security, and pricing. See what to ask.