Employee and Employer Health Benefits Blog

Learn and gain valuable insights about HRA benefits for employees and their employers.
SimplyHRA illustration: How to Structure ICHRA Allowances: 2026 Compliance Rules

How to Structure ICHRA Allowances: 2026 Compliance Rules

Learn how to structure ICHRA allowances to comply with nondiscrimination rules in 2026—classes, 3:1 age bands, ACA affordability. Read the guide.
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SimplyHRA illustration: Minimum Essential Coverage (MEC) Definition: 2026 Guide

Minimum Essential Coverage (MEC) Definition: 2026 Guide

Learn the minimum essential coverage (MEC) definition, 2026 employer rules, qualifying plans, and ICHRA basics. See how to stay ACA compliant.
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SimplyHRA illustration: How to Run Reports for Benefit Audits Quickly (2026)

How to Run Reports for Benefit Audits Quickly (2026)

Learn how to run reports for benefit audits quickly with 3-way reconciliation, MEC verification, and automated dashboards. Cut prep time by up to 90%
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SimplyHRA illustration: Reimbursement for Employee Expenses: 2026 Complete Guide

Reimbursement for Employee Expenses: 2026 Complete Guide

Learn how reimbursement for employee expenses works in 2026—accountable plans, IRS rates, state laws, and ICHRA/QSEHRA. Get practical steps.
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SimplyHRA illustration: Form 1095-A vs. 1095-C: Key Differences (2026 Guide)

Form 1095-A vs. 1095-C: Key Differences (2026 Guide)

Compare Form 1095-A vs 1095-C in plain English: who sends them, how they affect your taxes and ICHRA, and 2026 deadlines. Get the right steps now.
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SimplyHRA illustration: ICHRA vs EBHRA: 2026 Comparison, Limits, When To Use

ICHRA vs EBHRA: 2026 Comparison, Limits, When To Use

ICHRA vs EBHRA explained: premiums, 2026 EBHRA limit, PTC impact, and when to use each. See key differences and make the right choice.
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SimplyHRA illustration: ICHRA Pricing Comparison 2026: Total Cost and Included Value

ICHRA Pricing Comparison 2026: Total Cost and Included Value

Compare ICHRA vendors by total cost structure, payroll workflow, payment tools, compliance, and employee support. See SimplyHRA's all-in $29 value.
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SimplyHRA illustration: How to Run Test Payroll Cycles With ICHRA Reimbursements

How to Run Test Payroll Cycles With ICHRA Reimbursements

How to Run Test Payroll Cycles With ICHRA Reimbursements: step-by-step setup, compliance checks, and platform tips. Validate before you go live.
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SimplyHRA illustration: ICHRA vs. Level-Funded Health Plans: 2026 Comparison

ICHRA vs. Level-Funded Health Plans: 2026 Comparison

Compare ICHRA vs Level-Funded Health Plans in 2026: pros, cons, costs, compliance, and when to choose each. Get a step-by-step guide.
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SimplyHRA illustration: Alternatives to Traditional Benefits: 2026 Employer Guide

Alternatives to Traditional Benefits: 2026 Employer Guide

Discover alternatives to traditional benefits for 2026—ICHRA, QSEHRA, stipends, DPC, and more. Compare costs and compliance. Find your best fit.
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SimplyHRA illustration: SHOP Coverage vs ICHRA: 2026 Comparison Guide for SMBs

SHOP Coverage vs ICHRA: 2026 Comparison Guide for SMBs

SHOP coverage vs ICHRA in 2026: availability, tax credits, costs, and compliance—see when each wins and how to choose for your small business.
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SimplyHRA illustration: Who Is a Good Fit for ICHRA? 6 Employer Profiles (2026)

Who Is a Good Fit for ICHRA? 6 Employer Profiles (2026)

Who Is a Good Fit for ICHRA in 2026? Explore 6 employer profiles, edge cases, and a 60‑second self‑check to decide. Get the full guide.
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SimplyHRA illustration: HRA Benefits vs Group Plan (2026): How to Choose Wisely

HRA Benefits vs Group Plan (2026): How to Choose Wisely

Compare HRA Benefits vs Group Plan in 2026: costs, compliance, networks, and employee choice. Get clear pros/cons and a framework to choose today.
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SimplyHRA illustration: Which HRA Is Right for You? 2026 Guide for Employers

Which HRA Is Right for You? 2026 Guide for Employers

Learn which HRA is right for you in 2026. Compare ICHRA, QSEHRA, GCHRA, and EBHRA, see IRS limits and scenarios, pick the best fit for your business.
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SimplyHRA illustration: ACA Penalty 2025: Amounts, Examples, and the 2026 Jump

ACA Penalty 2025: Amounts, Examples, and the 2026 Jump

ACA Penalty 2025: $2,900 A and $4,350 B, affordability at 9.02%. See who owes what, how to calculate, and steps to avoid penalties.
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SimplyHRA illustration: Spousal Carve Out: What It Is, Legalities & 2026 Guide

Spousal Carve Out: What It Is, Legalities & 2026 Guide

Learn what a Spousal Carve Out is, how it differs from a surcharge or SIHRA, legal do's and don'ts, and steps to implement. Read our 2026 guide.
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SimplyHRA illustration: 1095-C 1E vs 1H (2026): What Each Code Means + When

1095-C 1E vs 1H (2026): What Each Code Means + When

Understand 1095-C 1E vs 1H for Line 14 in 2026: what each code means, when to use it, impacts on Lines 15–16, plus mistakes to avoid. Read now.
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SimplyHRA illustration: Integration Checklist for HRIS and ICHRA Platforms: 2026

Integration Checklist for HRIS and ICHRA Platforms: 2026

Integration Checklist for HRIS and ICHRA Platforms to align data flows, APIs, payroll, and HIPAA/ACA compliance—streamline setup. Start now.
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