Employee and Employer Health Benefits Blog

Discover Tips for Reducing Group Plan Premium Volatility in 2026—from plan design to CHOICE (ICHRA)—to stabilize employer costs. Learn more.

Learn how CHOICE (ICHRA) case studies and testimonials prove 20–54% savings, higher satisfaction, and steadier budgets. Get a framework to vet real results.

How the Premium Tax Credit works, who qualifies, and how CHOICE (ICHRA) affordability (9.02% in 2025) affects PTC eligibility, plus key 2026 changes.

Should I Buy a Pre-Funded CHOICE (ICHRA) Debit Card Program for Employees? Learn costs, pros/cons, ACH alternatives, and 2026 best-fit criteria.

How Employees Reconcile APTC When They Join an Employer-Sponsored HRA: 2026 Form 8962 steps, affordability rules, and no repayment caps. Learn more.

Learn How to Set a CHOICE (ICHRA) Administrative Period and Its Effects on Coverage Start Dates. Get 2026 timelines, 90-day notices, 60-day SEP tips—read now.

Master coordinating benefits with part-time and seasonal staff: ACA rules, CHOICE (ICHRA) classes, compliance guidance, and cost-control tips. Learn how.

SimplyHRA has partnered with Saga Health, a modern all-in-one HSA platform, to give employers and employees a smarter way to save and invest for health.

Use our vendor selection checklist for benefits technology to compare compliance, integrations, pricing, support, and UX for CHOICE (ICHRA)/HRA. Start now.

Learn what a QSEHRA Plan is, 2026 limits ($6,450/$13,100), eligibility, tax rules, and setup steps for small employers. Compare with CHOICE (ICHRA); get tips.

Learn 1094-C vs 1095-C for 2026: who files, what each form reports, CHOICE (ICHRA) codes, deadlines, and penalties. Get employer tips and stay ACA compliant.

Ensure CHOICE (ICHRA) compliance with 2026 Audit Reporting Standards—forms 1094/1095, 5500, 720, deadlines, retention, and penalties. Get audit-ready now.

Learn how Varying Benefits by Employee Class works in CHOICE (ICHRA): 11 classes, 3:1 age cap, ACA rules, minimum sizes, and examples. Stay compliant.

Health Savings Accounts do more than cut taxes. See how HSAs support employee health, ease cost-related stress, and build long-term financial security.

Use this Checklist for Selecting a Benefits Administrator to vet 11 criteria—compliance, payroll integration, security, and pricing. See what to ask.

Learn how to structure CHOICE (ICHRA) allowances to comply with nondiscrimination rules in 2026—classes, 3:1 age bands, ACA affordability. Read the guide.

Learn the minimum essential coverage (MEC) definition, 2026 employer rules, qualifying plans, and CHOICE (ICHRA) basics. See how to stay ACA compliant.

Learn how to run reports for benefit audits quickly with 3-way reconciliation, MEC verification, and automated dashboards. Cut prep time by up to 90%