ICHRA Resources for Employers, Employees, and Brokers
Resources for employers and employees to learn more about HRA benefits.

HRA blog:

Replace Group Health in 2026: ICHRA Guide for Employers
Learn how to Replace Group Health with ICHRA in 2026—cost control, compliance, and steps to switch. Get expert help and a free consultation.
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Individual vs Group Health Insurance 2026: Which Is Better?
Compare individual vs group health insurance in 2026—costs, deductibles, networks, and ICHRA options. See which fits your needs; get expert tips.
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ICHRA Implementation Mistakes: 12 to Avoid in 2026
Learn the 12 ICHRA implementation mistakes to avoid in 2026—ACA affordability, ERISA docs, notices, PTC impacts—with fixes and checklists.
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3 Ways to Supplement HRA With Group Health Insurance (2026)
Learn how to Supplement HRA With Group Health Insurance: compare GCHRA, EBHRA, and ICHRA rules, limits, and class sizes. See which fits your team.
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Applicable Large Employer Rules: ACA Requirements 2026
Understand Applicable Large Employer Rules for 2026: calculate FTEs, meet 9.96% affordability, avoid 4980H penalties, and see how ICHRA can comply.
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ACA Affordability FPL Safe Harbor: 2026 Guide + Formula
For 2026, the ACA Affordability FPL Safe Harbor sets a $129.89/month cap. Learn the formula, Alaska/Hawaii limits, ICHRA tips, and 1095‑C code 2G.
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HRA glossary:

Group Health Insurance
Understand group health insurance basics and options for small businesses, HR managers, and employees to optimize benefits and costs.
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GCHRA (Group Coverage HRA)
Learn how GCHRA (Group Coverage HRA) works for small businesses, offering flexible health benefits while simplifying employer and employee responsibilities.
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Fully Insured Plan
Learn what a Fully Insured Plan is and how it impacts small business owners, HR managers, and employees in health benefits choices.
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Full-Time Employee (FTE)
Learn what Full-Time Employee (FTE) means and how it affects small business benefits, compliance, and health insurance options.
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