ICHRA Resources for Employers, Employees, and Brokers
Resources for employers and employees to learn more about HRA benefits.

HRA blog:

Prefunding ICHRA Accounts Best Practices: 2026 Guide
Learn Prefunding ICHRA Accounts Best Practices for 2026: set plan rules, verify coverage, choose payment rails, reconcile monthly. Get the guide.
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Defined Contribution Allowance: ICHRA Rules for 2026
Learn what a defined contribution allowance is under ICHRA in 2026—rules, affordability math, tax treatment, and examples. Get tips to stay compliant.
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Measuring Cost Savings Replacing Group Insurance With ICHRA
Learn how Measuring Cost Savings After Replacing Group Insurance With ICHRA works in 2026—formulas, checklists, and a scorecard to assess impact.
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How Employers Document and Record ICHRA Transactions: 2026
How Employers Document and Record ICHRA Transactions in 2026: learn the 4 records, payroll coding, HIPAA storage, and ACA/PCORI ties. Be audit-ready.
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Maximizing ICHRA Benefits: 12 Strategies That Work in 2026
Maximizing ICHRA Benefits in 2026 means smarter allowances, subsidy coordination, faster reimbursements, and real plan support. Learn how.
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Navigating ICHRA Compliance in 2026: Guide + Checklist
Navigating CHOICE (ICHRA) Compliance in 2026? Learn the rules for classes, notices, affordability, substantiation, and ACA reporting—plus a handy checklist.
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HRA glossary:

Group Health Insurance
Understand group health insurance basics and options for small businesses, HR managers, and employees to optimize benefits and costs.
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GCHRA (Group Coverage HRA)
Learn how GCHRA (Group Coverage HRA) works for small businesses, offering flexible health benefits while simplifying employer and employee responsibilities.
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Fully Insured Plan
Learn what a Fully Insured Plan is and how it impacts small business owners, HR managers, and employees in health benefits choices.
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Full-Time Equivalent (FTE) Employee
Learn how full-time equivalent (FTE) employees are calculated, why the count matters for ACA rules, and how part-time hours affect employer obligations.
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Full-Time Employee (FTE)
Learn what Full-Time Employee (FTE) means and how it affects small business benefits, compliance, and health insurance options.
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