Employee and Employer Health Benefits Blog
Learn and gain valuable insights about HRA benefits for employees and their employers.


2026 ICHRA Affordability Guide: How Businesses Can Stay Compliant with ACA Rules
How to calculate 2026 CHOICE (ICHRA) affordability, stay ACA compliant, avoid penalties, and use safe harbors for your business healthcare benefits.
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The Step-By-Step ICHRA Implementation Guide for 2026
Everything you need to implement a CHOICE (ICHRA) plan in 2026: how it works, compliance requirements, onboarding steps, and tips for a smooth rollout.
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Building Solid Healthcare Equity in the Post-OBBBA Era
Learn how the One Big Beautiful Bill impacts healthcare equity and how small businesses can use CHOICE (ICHRA) and SimplyHRA to support diverse employees.
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Top 5 Benefits of Implementing ICHRA in Your Startup
Discover the top 5 CHOICE (ICHRA) benefits for startups, from cost control to tax savings, and see how SimplyHRA makes setup and administration simple.
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Best Health Insurance for Businesses with Less Than 10 Employees
Compare CHOICE (ICHRA), QSEHRA, SHOP small-group plans, and health stipends for businesses with under 10 employees—costs, taxes, and best fit.
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Health Insurance Guide for Startups
Learn why startups need health insurance, compare CHOICE (ICHRA), QSEHRA, group and PEO plans, and see how SimplyHRA helps you control costs and stay compliant.
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How to Use AI to Pick Your Health Plan
Use AI to choose your healthcare plan: build a health profile, scan SBC PDFs, compare deductibles/copays, and estimate yearly costs before enrolling.
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How the One Big Beautiful Bill Impacts HSAs
See how the One Big Beautiful Bill expands HSA eligibility, affects ACA and DPC, and why CHOICE (ICHRA) with SimplyHRA can simplify small-business benefits.
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Navigating Health Reimbursement Arrangements (HRAs) for Small Businesses
Learn how HRAs like CHOICE (ICHRA), QSEHRA, EBHRA and GCHRA work for small businesses, with steps to choose a plan and top admin platforms like SimplyHRA.
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How the Big, Beautiful Bill Changes Health Insurance for Small Business Owners
How the One Big Beautiful Bill reshapes ACA, Medicaid and HSAs for small businesses, and why CHOICE (ICHRA) with SimplyHRA can control costs compliantly.
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Top ICHRA Vendors for Employers in 2026
Compare the top CHOICE (ICHRA) vendors for 2026, including SimplyHRA. See features and use cases so employers can cut costs and offer flexible benefits.
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How Tighter ACA Marketplace Requirements Can Impact Small Business Healthcare
How tighter ACA Marketplace rules under the One Big Beautiful Bill affect small businesses, and how CHOICE (ICHRA) with SimplyHRA can stabilize costs.
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How Much Do Employers Pay For Health Insurance?
Employers pay about $657/month for single and $1,679/month for family coverage (KFF 2025). See what drives the cost and how to control it with a CHOICE (ICHRA).
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Small Business Health Insurance Cost: What You Need to Know
Small firms average $9,211 a year for single and $26,054 for family coverage (KFF 2025). See the cost drivers and how a CHOICE (ICHRA) caps your spend.
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How ICHRA Delivers Personalized Healthcare for Employees
How CHOICE (ICHRA) plans let businesses set class-based allowances and reimburse tailored medical expenses for flexible, cost-controlled care.
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ICHRA vs Traditional Employer-Funded Insurance: What's Best For You?
Compare CHOICE (ICHRA) and employer-funded plans on cost, flexibility, taxes, and admin. Choose the best employee health benefit with SimplyHRA insight.
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ICHRA Pros and Cons: What Every Small Business Needs to Know
Key pros and cons of a CHOICE Arrangement (ICHRA): tax perks, budget control, employee choice, and compliance caveats, to decide if it works for you.
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What is an ICHRA Account?
How a CHOICE (ICHRA) account lets employers control costs, customize reimbursements, and streamline healthcare for their workforce.
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