Employee and Employer Health Benefits Blog

Learn and gain valuable insights about HRA benefits for employees and their employers.
SimplyHRA illustration: 2026 ICHRA Affordability Guide: How Businesses Can Stay Compliant with ACA Rules

2026 ICHRA Affordability Guide: How Businesses Can Stay Compliant with ACA Rules

How to calculate 2026 CHOICE (ICHRA) affordability, stay ACA compliant, avoid penalties, and use safe harbors for your business healthcare benefits.
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SimplyHRA illustration: The Step-By-Step ICHRA Implementation Guide for 2026

The Step-By-Step ICHRA Implementation Guide for 2026

Everything you need to implement a CHOICE (ICHRA) plan in 2026: how it works, compliance requirements, onboarding steps, and tips for a smooth rollout.
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SimplyHRA illustration: Building Solid Healthcare Equity in the Post-OBBBA Era

Building Solid Healthcare Equity in the Post-OBBBA Era

Learn how the One Big Beautiful Bill impacts healthcare equity and how small businesses can use CHOICE (ICHRA) and SimplyHRA to support diverse employees.
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SimplyHRA illustration: Top 5 Benefits of Implementing ICHRA in Your Startup

Top 5 Benefits of Implementing ICHRA in Your Startup

Discover the top 5 CHOICE (ICHRA) benefits for startups, from cost control to tax savings, and see how SimplyHRA makes setup and administration simple.
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SimplyHRA illustration: Best Health Insurance for Businesses with Less Than 10 Employees

Best Health Insurance for Businesses with Less Than 10 Employees

Compare CHOICE (ICHRA), QSEHRA, SHOP small-group plans, and health stipends for businesses with under 10 employees—costs, taxes, and best fit.
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SimplyHRA illustration: Health Insurance Guide for Startups

Health Insurance Guide for Startups

Learn why startups need health insurance, compare CHOICE (ICHRA), QSEHRA, group and PEO plans, and see how SimplyHRA helps you control costs and stay compliant.
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SimplyHRA illustration: How to Use AI to Pick Your Health Plan

How to Use AI to Pick Your Health Plan

Use AI to choose your healthcare plan: build a health profile, scan SBC PDFs, compare deductibles/copays, and estimate yearly costs before enrolling.
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SimplyHRA illustration: How the One Big Beautiful Bill Impacts HSAs

How the One Big Beautiful Bill Impacts HSAs

See how the One Big Beautiful Bill expands HSA eligibility, affects ACA and DPC, and why CHOICE (ICHRA) with SimplyHRA can simplify small-business benefits.
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SimplyHRA illustration: Navigating Health Reimbursement Arrangements (HRAs) for Small Businesses

Navigating Health Reimbursement Arrangements (HRAs) for Small Businesses

Learn how HRAs like CHOICE (ICHRA), QSEHRA, EBHRA and GCHRA work for small businesses, with steps to choose a plan and top admin platforms like SimplyHRA.
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SimplyHRA illustration: How the Big, Beautiful Bill Changes Health Insurance for Small Business Owners

How the Big, Beautiful Bill Changes Health Insurance for Small Business Owners

How the One Big Beautiful Bill reshapes ACA, Medicaid and HSAs for small businesses, and why CHOICE (ICHRA) with SimplyHRA can control costs compliantly.
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SimplyHRA illustration: Top ICHRA Vendors for Employers in 2026

Top ICHRA Vendors for Employers in 2026

Compare the top CHOICE (ICHRA) vendors for 2026, including SimplyHRA. See features and use cases so employers can cut costs and offer flexible benefits.
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SimplyHRA illustration: How Tighter ACA Marketplace Requirements Can Impact Small Business Healthcare

How Tighter ACA Marketplace Requirements Can Impact Small Business Healthcare

How tighter ACA Marketplace rules under the One Big Beautiful Bill affect small businesses, and how CHOICE (ICHRA) with SimplyHRA can stabilize costs.
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SimplyHRA illustration: How Much Do Employers Pay For Health Insurance?

How Much Do Employers Pay For Health Insurance?

Employers pay about $657/month for single and $1,679/month for family coverage (KFF 2025). See what drives the cost and how to control it with a CHOICE (ICHRA).
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SimplyHRA illustration: Small Business Health Insurance Cost: What You Need to Know

Small Business Health Insurance Cost: What You Need to Know

Small firms average $9,211 a year for single and $26,054 for family coverage (KFF 2025). See the cost drivers and how a CHOICE (ICHRA) caps your spend.
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SimplyHRA illustration: How ICHRA Delivers Personalized Healthcare for Employees

How ICHRA Delivers Personalized Healthcare for Employees

How CHOICE (ICHRA) plans let businesses set class-based allowances and reimburse tailored medical expenses for flexible, cost-controlled care.
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SimplyHRA illustration: ICHRA vs Traditional Employer-Funded Insurance: What's Best For You?

ICHRA vs Traditional Employer-Funded Insurance: What's Best For You?

Compare CHOICE (ICHRA) and employer-funded plans on cost, flexibility, taxes, and admin. Choose the best employee health benefit with SimplyHRA insight.
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SimplyHRA illustration: ICHRA Pros and Cons: What Every Small Business Needs to Know

ICHRA Pros and Cons: What Every Small Business Needs to Know

Key pros and cons of a CHOICE Arrangement (ICHRA): tax perks, budget control, employee choice, and compliance caveats, to decide if it works for you.
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SimplyHRA illustration: What is an ICHRA Account?

What is an ICHRA Account?

How a CHOICE (ICHRA) account lets employers control costs, customize reimbursements, and streamline healthcare for their workforce.
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