Blog

Employee and Employer Health Benefits Glossary

HRA terms every employer and employee should know.

Letter 226J

Letter 226J is an IRS notice tied to ACA penalties. Learn what it means, why you received it, and how small businesses should respond.
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IRS Publication 969

IRS Publication 969 explains HSAs, HRAs, FSAs, and MSAs. Learn how small businesses and employees use these benefits and stay IRS-compliant.
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IRS Publication 502

IRS Publication 502 explains which medical expenses are tax-deductible or reimbursable. Learn what it means for employers and employees.
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IRS Notice 2013-54

Learn what IRS Notice 2013-54 means for small businesses, HR teams, and employees, and how it reshaped compliant employer health benefits.
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Integrated HRA (Group Coverage HRA)

Learn how an Integrated HRA (Group Coverage HRA) works, who it helps, and how small businesses can use it to manage costs and stay compliant.
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Individual Health Insurance

Learn how Individual Health Insurance works for small businesses, HR teams, and employees, including costs, rules, and how it pairs with modern benefits.
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Individual Coverage HRA (ICHRA)

Learn how an Individual Coverage HRA (ICHRA) works for small businesses, HR teams, and employees, including rules, taxes, and real-world use.
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In-Network Provider

Learn what an In-Network Provider means for employees and employers, how costs work, and how HRAs like ICHRA fit into smart benefits planning.
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ICHRA (Individual Coverage HRA)

A beginner-friendly guide to ICHRA (Individual Coverage HRA) for small businesses, covering rules, costs, employee impact, and compliance basics.
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HRA Rollover

Learn how HRA rollover works, what’s allowed by law, and how HRA rollover impacts employers and employees in small business benefit plans.
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HRA Administrator

Learn what an HRA Administrator does, why it matters, and how small businesses use an HRA Administrator to stay compliant and control benefit costs.
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HMO (Health Maintenance Organization)

Learn how an HMO (Health Maintenance Organization) works, its pros and cons, and what it means for small businesses, HR teams, and employees.
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HIPAA

Learn HIPAA basics for small businesses, HR teams, and employees, including privacy rules, compliance duties, and how benefits platforms can help.
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High-Deductible Health Plan (HDHP)

Learn how a High-Deductible Health Plan (HDHP) works, who it fits, and how small businesses pair it with ICHRA for flexible, compliant benefits.
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Healthcare.gov

A beginner-friendly guide to Healthcare.gov for small businesses, HR managers, and employees navigating coverage, costs, and ICHRA coordination.
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Health Savings Account (HSA)

A beginner-friendly guide to Health Savings Account (HSA) rules, tax benefits, and how HSAs fit with modern benefits like ICHRA for small businesses.
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Form 1095-C

Learn how Form 1095-C applies to small businesses, employers, and employees managing health benefits and IRS reporting requirements.
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Forfeiture

Learn what forfeiture means in ICHRA/HRA plans, when unused reimbursements revert to employers, and how SimplyHRA tracks deadlines and compliance.
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