Employee and Employer Health Benefits Glossary

Learn how Marketplace (Exchange) health insurance works for small businesses, HR teams, and employees, and how it fits with modern benefits like ICHRA.

Learn how the Lowest Cost Silver Plan (LCSP) works, why it matters for ICHRA affordability, and what employers and employees need to know.

Learn how the Look-Back Measurement Method works, who it affects, and how small employers stay ACA-compliant while managing health benefits confidently.

Learn how a Limited Purpose FSA (LPFSA) works, who it’s for, and how small businesses and employees can use it alongside HSAs and modern benefits.

Letter 226J is an IRS notice tied to ACA penalties. Learn what it means, why you received it, and how small businesses should respond.

IRS Publication 969 explains HSAs, HRAs, FSAs, and MSAs. Learn how small businesses and employees use these benefits and stay IRS-compliant.

IRS Publication 502 explains which medical expenses are tax-deductible or reimbursable. Learn what it means for employers and employees.

Learn what IRS Notice 2013-54 means for small businesses, HR teams, and employees, and how it reshaped compliant employer health benefits.

Learn how an Integrated HRA (Group Coverage HRA) works, who it helps, and how small businesses can use it to manage costs and stay compliant.

Learn how Individual Health Insurance works for small businesses, HR teams, and employees, including costs, rules, and how it pairs with modern benefits.

Learn how an Individual Coverage HRA (ICHRA) works for small businesses, HR teams, and employees, including rules, taxes, and real-world use.

Learn what an In-Network Provider means for employees and employers, how costs work, and how HRAs like ICHRA fit into smart benefits planning.

A beginner-friendly guide to ICHRA (Individual Coverage HRA) for small businesses, covering rules, costs, employee impact, and compliance basics.

Learn how HRA rollover works, what’s allowed by law, and how HRA rollover impacts employers and employees in small business benefit plans.

Learn what an HRA Administrator does, why it matters, and how small businesses use an HRA Administrator to stay compliant and control benefit costs.

Learn how an HMO (Health Maintenance Organization) works, its pros and cons, and what it means for small businesses, HR teams, and employees.

Learn HIPAA basics for small businesses, HR teams, and employees, including privacy rules, compliance duties, and how benefits platforms can help.

Learn how a High-Deductible Health Plan (HDHP) works, who it fits, and how small businesses pair it with ICHRA for flexible, compliant benefits.

A beginner-friendly guide to Healthcare.gov for small businesses, HR managers, and employees navigating coverage, costs, and ICHRA coordination.