Employee and Employer Health Benefits Glossary
HRA terms every employer and employee should know.


S-Corp Owner
Comprehensive guide for S-Corp owners on health insurance, ICHRA, W-2 reporting, HSAs, and tax deductions to help you stay compliant.
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Runout Period
Essential guide to HRA Runout Periods: deadlines, compliance, accounting, and best practices for employers, HR teams, and employees (ICHRA/QSEHRA).
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Retiree-Only HRA
Learn how Retiree-Only HRAs work, who qualifies, compliance basics, Medicare coordination, and cost-effective strategies for small businesses.
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Reimbursement Request
Comprehensive guide to managing reimbursement requests under ICHRA/QSEHRA for small businesses — compliance, best practices, and audit-ready workflows.
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Rate of Pay Safe Harbor
Clear guide for employers on the ACA's Rate of Pay Safe Harbor, how it works, ICHRA interactions, compliance steps, and common pitfalls.
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Qualifying Offer
Practical guide to Qualifying Offers under the ACA—definitions, employer obligations, affordability tests, reporting, and strategies for small businesses.
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Qualifying Life Event (QLE)
Guide to Qualifying Life Events (QLE) for small businesses: SEPs, ICHRA rules, documentation, payroll coordination, and compliance tips.
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QSEHRA (Qualified Small Employer HRA)
Practical QSEHRA guide for small businesses, HR, and employees—covers eligibility, compliance, reporting, and administration in plain language.
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Proof of Coverage
Understand Proof of Coverage for ICHRA: employer verification, documentation, recordkeeping, and best practices to keep HRA reimbursements tax-free.
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Premium Tax Credit (PTC)
Learn how the Premium Tax Credit (PTC) works, who qualifies, and how it affects small business owners and employees offering or receiving health benefits.
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Pre-Tax Contribution
Comprehensive guide to pre-tax payroll contributions, compliance, HRAs, and ACA impacts for small businesses and employees.
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PPO (Preferred Provider Organization)
Learn how a PPO (Preferred Provider Organization) works, what it costs, and how it fits small business health benefits and ICHRA strategies.
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Post-Tax Contribution
Master post-tax contributions for your business. Learn compliance, payroll integration, and communication strategies to streamline employee benefits.
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POS (Point of Service)
Learn how POS (Point of Service) health plans work for small businesses and employees, including costs, referrals, networks, and compliance rules.
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Plan Document
Learn what a Plan Document is, why it matters for small business health benefits, and how to stay compliant with federal regulations.
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Payroll Tax-Free
Learn how to structure payroll tax-free health benefits. Reduce employer tax liability and increase employee take-home pay with compliant HRA and HSA strategies
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