SimplyHRA Partners with Saga Health to Bring HSAs to Small Teams

SimplyHRA today announced a partnership with Saga Health, the first AI-powered all-in-one HSA platform, to offer Health Savings Accounts to SimplyHRA customers. Employers can now contribute to their employees' HSAs, and employees can open, invest, and grow an account they own for life — all alongside the health benefits SimplyHRA already provides.

Why HSAs, and why now

SimplyHRA helps small businesses give employees a tax-free budget to buy their own individual health plan through an ICHRA. That solves the premium. But premiums are only one piece of healthcare costs — deductibles, prescriptions, and unexpected bills add up, and they're often where employees feel the pinch.

A Health Savings Account fills that gap. It's a tax-advantaged account for out-of-pocket healthcare costs, with a rare triple tax advantage: money goes in tax-free, grows tax-free, and comes out tax-free for qualified medical expenses. Because employees own the account, anything they don't spend rolls over and stays theirs — and can be invested to grow over time.

Pairing the two means SimplyHRA customers can now cover both sides of the equation: the premium and everything else.

About Saga Health

Saga Health is building the first AI-powered, all-in-one HSA platform — designed to help people become healthier and wealthier, for life. Rather than treating an HSA as a confusing side benefit, Saga Health turns it into clear, personalized guidance on what to spend, save, and invest. It's a natural fit with SimplyHRA's mission to make great benefits simple for small teams.

You can learn more about them at mysagahealth.com.

What's available to SimplyHRA customers

• For employers: add tax-advantaged HSA contributions to your existing plan, strengthening your benefits without group-plan cost or complexity. (For employers →)
• For employees: open an HSA you keep for life, invest it to grow tax-free, and get AI guidance plus a SimplyHRA specialist when you want a human. (For employees →)
• Everything in one place: manage health benefits and HSA support through a single relationship.

See the full picture on our new HSA accounts page.

What the teams are saying

"Our customers kept asking how to help employees with the costs that come after the premium. We trialed with a few different solutions before realizing that Saga Health was the obvious partner to make HSA accounts simple." Sinan Sari, CEO at SimplyHRA.

"SimplyHRA has earned real trust with small businesses and startups on health benefits. Together we can put a smarter HSA in front of the people who need it most." John Jiang, CEO at Saga Health.

How to get started

If you're already a SimplyHRA customer, you can explore HSAs from inside your account or book a quick call with a specialist. If you're new, a free 15-minute consultation is the easiest way to see how ICHRA and an HSA work together for your team.

Book a free HSA consultation →

This announcement is for general informational purposes and is not tax, legal, or financial advice. HSA eligibility, contribution limits, and tax treatment depend on individual circumstances and current IRS rules. Saga Health is an independent partner; HSA platform features are provided by Saga Health.