Minimum Value (MV)

Learn what Minimum Value (MV) means for health plans, how it affects employers and employees, and why it matters for ACA compliance.
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A health plan provides Minimum Value if it pays at least 60% of the total allowed cost and provides substantial coverage of inpatient hospitalization and physician services (Treas. Reg. § 1.36B-6). Plans that exclude hospitalization do not provide Minimum Value, even if they meet the 60% threshold.
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